26 October 2026 · 4 min read · Last updated 26 October 2026
Commercial vehicle insurance in Singapore: vans and lorries
Every lorry and van on Singapore roads needs valid motor insurance.
Insurance also unlocks road tax: road tax cannot be renewed without valid insurance. Let cover lapse and the road tax renewal stops with it.
Insurance, road tax and COE are three separate dates
Your policy expiry, road tax expiry and COE expiry are different dates. A business with a few lorries can have a dozen dates a year.
The common mistake is to remember road tax and forget the policy behind it.
Get cover first, then renew road tax
Renew or buy insurance before the road tax is due. Once the new policy is in place, renew road tax with LTA.
Official road tax and insurance rules sit with LTA OneMotoring.
How Legion Motors helps
We compare quotes from licensed motor insurers for your lorry or van. The insurer or agency confirms the premium; we do not quote a price from memory.
Compare quotes and set up renewal reminders.
Kimi reminds you before cover lapses
Kimi is Legion Motors' own WhatsApp assistant (not the kimi.ai app). Kimi watches insurance, road tax and COE dates and reminds you before they arrive. You still tap on LTA to finish road tax.
Kimi answers enquiries 24/7 on WhatsApp. Our showroom at 421 Tagore Industrial Avenue, #03-32 is open Mon–Fri 9am–6pm, Sat 9am–1pm, closed Sunday.
Common questions
Can I renew road tax without valid insurance?
No. Road tax cannot be renewed without valid insurance. Get cover first, then renew road tax.
Are my insurance, road tax and COE expiry on the same date?
Usually not. They are three separate dates. Track each one.
How much is lorry insurance in Singapore?
It depends on the lorry, its use and your record, and the insurer confirms the premium. Legion Motors compares quotes from licensed insurers; WhatsApp Kimi your plate number.
Will someone remind me before my commercial vehicle insurance expires?
Yes, if you are with Legion Motors. Kimi, our WhatsApp assistant, reminds you before your insurance, road tax and COE dates.
Is Legion Motors the same as Legend Motors and Leasing?
No. Legion Motors Pte. Ltd. (UEN 202246429H) is a different company, at 421 Tagore Industrial Avenue, #03-32, Singapore.
Check it yourself
The official sources for everything above. Rules change — these are the pages that will be right when this one has gone stale.
- LTA OneMotoring
Official road tax and insurance rules.
WhatsApp Kimi your plate number and policy expiry, and we will line up quotes before it lapses.
Message Kimi on WhatsApp