Financing built around how SMEs actually buy vehicles.
Hire purchase, bank loans, and in-house financing options. We help you assemble the documentation, work out a repayment plan that fits your cash flow, and avoid surprises at signing.
Latest indicative rates
Current financing & service rates
Financing
New Commercial Rate
3.48%
UOB
Financing
Used Commercial Rate
3.68%
Tokyo Century
Financing
New Private Car Rate
2.38%
HL Bank
Financing
Used Private Car Rate
2.38%
HL Bank
Financing
Renew COE — Commercial Vehicle Rate
3.68%
HL Bank
Financing
Renew COE — Private Car Rate
2.78%
Toyota Financial Services
Indicative only — final rates and approval are confirmed by the partner financier or insurer before any commitment.
How we help
Hire purchase
Spread the cost across the vehicle's useful life. We line up financing partners and walk you through tenure, deposit, and interest options.
Business-owner documentation
Most SME owners don't keep their paperwork in one neat folder. We give you a clear list of what you'll need and help you avoid back-and-forth.
Repayment planning
We model monthly payment scenarios against your cash flow so the commitment doesn't strain operations.
Combined with insurance + COE
Financing, insurance, and registration are coordinated together so you don't have to chase three separate timelines.
What you'll typically need
- ACRA business profile (for company-owned vehicles)
- Latest 6 months of business bank statements
- Income tax / NOA references
- Existing financing commitments overview
- Director / owner identification (for guarantor sign)
- Vehicle selection and indicative quote
Final approval, interest rates, and tenure are determined by the financing partner based on your application. We can't guarantee terms — what we can do is set you up for a clean conversation.
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Open WhatsApp+65 8989 0298