Financing built around how SMEs actually buy vehicles.
Hire purchase, bank loans, and in-house financing options. We help you assemble the documentation, work out a repayment plan that fits your cash flow, and avoid surprises at signing.
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How we help
Hire purchase
Spread the cost across the vehicle's useful life. We line up financing partners and walk you through tenure, deposit, and interest options.
Business-owner documentation
Most SME owners don't keep their paperwork in one neat folder. We give you a clear list of what you'll need and help you avoid back-and-forth.
Repayment planning
We model monthly payment scenarios against your cash flow so the commitment doesn't strain operations.
Combined with insurance + COE
Financing, insurance, and registration are coordinated together so you don't have to chase three separate timelines.
What you'll typically need
- ACRA business profile (for company-owned vehicles)
- Latest 6 months of business bank statements
- Income tax / NOA references
- Existing financing commitments overview
- Director / owner identification (for guarantor sign)
- Vehicle selection and indicative quote
Final approval, interest rates, and tenure are determined by the financing partner based on your application. We can't guarantee terms — what we can do is set you up for a clean conversation.
Want indicative financing numbers?
Tell Kimi the vehicle you're looking at and your business setup. We'll come back with a sensible starting point.
+65 8989 0298